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These terms of use (“Terms”) govern your use of the CreditNigeria.com website and its associated services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use the Service.

1. Acceptance of Terms

CreditNigeria.com provides its service to you, subject to the following Terms, which may be updated from time to time without notice. You are encouraged to review the most current version of these Terms regularly.

2. Description of Service

CreditNigeria.com provides users with access to a rich collection of resources, including various communication tools, search services, and personalized content through its network of properties which may be accessed through any various medium or device now known or hereafter developed.

3. Privacy Policy

Our Privacy Policy, which details how we collect and use your information, is available on our website. By using the Service, you consent to the collection and use of this information, as outlined in the Privacy Policy.

4. Member Account, Password, and Security

You may receive a password and account designation upon completing the Service’s registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account.

5. Conduct

You agree to not use the Service to:

6. International Use

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content.

7. Content Submitted

CreditNigeria.com does not claim ownership of the content you submit or make available for inclusion on the Service.

8. Indemnity

You agree to indemnify and hold CreditNigeria.com, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the Terms, or your violation of any rights of another.

9. Modifications to Service

CreditNigeria.com reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice.

10. Termination

You agree that CreditNigeria.com may, under certain circumstances and without prior notice, immediately terminate your CreditNigeria.com account and access to the Service.

11. Links

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because CreditNigeria.com has no control over such sites and resources, you acknowledge and agree that CreditNigeria.com is not responsible for the availability of such external sites or resources.

12. Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

13. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT CREDITNIGERIA.COM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES.

14. Exclusions and Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations of sections 12 and 13 may not apply to you.

15. General Information

These Terms constitute the entire agreement between you and CreditNigeria.com and govern your use of the Service, superseding any prior agreements between you and CreditNigeria.com. The laws of the Federal Republic of Nigeria shall govern the Terms and the relationship between you and CreditNigeria.com without regard to its conflict of law provisions.

16. Violations

Please report any violations of the Terms to our Customer Care team.

17. Contact Information

If you have any questions about these Terms or the Service, please contact us at support[at]creditnigeria.com.