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Best Quick loans in 2024



  • Loan amount: ₦5,000 - ₦6,000,000
  • Loan term: 3 - 24 months
  • Monthly Interest rate: 2.5% - 7.5%
  • Origination Fee: n/a
  • Monthly Fee: n/a


  • Loan amount: ₦3,000 - ₦500,000
  • Loan term: 1 - 12 weeks
  • Monthly Interest rate: 1.5% - 15%
  • Origination Fee: n/a
  • Monthly Fee: n/a


  • Loan amount: ₦1,500 - ₦3,000,000
  • Loan term: 2 - 18 months
  • Monthly Interest rate: 2.5% - 30%
  • Origination Fee: 3 - 15%
  • Monthly Fee: Based on loan term
Quick Credit

Quick Credit

  • Loan amount: ₦5000 - ₦5,000,000
  • Loan term: 1 month  - 12 months
  • Monthly Interest rate: 2%
  • Origination Fee: 1% Insurance Fee
  • Monthly Fee: n/a


  • Loan amount: ₦200,000 - ₦2,000,000
  • Loan term: 3 months  - 12 months
  • Monthly Interest rate: 5%
  • Origination Fee: n/a
  • Monthly Fee: n/a


  • Loan amount: ₦500 - ₦5000,000
  • Loan term: n/a
  • Monthly Interest rate: Starts at 5%
  • Origination Fee: n/a
  • Monthly Fee: n/a

Quick loans can be a lifeline when you’re in a pinch, but it’s important to use them responsibly. Always consider your ability to repay before taking on a loan, and use Credit Nigeria to ensure you’re getting the best deal available in the market.

Credit Nigeria's Loan Service is
Quick. Easy. Safe


Complete a simple online form to see pre-approved offers

Choose Offer

Evaluate terms and payment choices and pick the best offer

Complete Application

Complete your application process with the chosen lender

Get Cash

Get the money after successful application completion.

What is a Quick loan?

A quick loan in Nigeria is a type of instant short-term borrowing designed to provide fast financial relief. It’s ideal for urgent needs such as unexpected expenses or opportunities that require immediate funds. With minimal paperwork and a swift approval process, quick loans ensure that you can get the cash you need without delay.

Reasons to get a Quick loan

  1. Emergency Expenses: Cover unexpected instant costs like medical bills or car repairs promptly.
  2. Opportunity Capitalization: Take advantage of time-sensitive opportunities that may arise.
  3. Cash Flow Gaps: Manage short-term cash flow issues effectively until your next payday.

Benefits of Quick loan

  • Speed: Quick loans are processed instantly, often within 24 hours.
  • Convenience: Apply online instantly without the need to visit a bank.
  • Minimal Requirements: Typically, less documentation is required compared to traditional loans.
  • Flexibility: Borrowers can often choose repayment terms that suit their financial situation.

Quick loan Calculator

Pros & Cons of Quick loan


  • Immediate Access to Funds: Quick loans provide immediate liquidity in financial emergencies.
  • Simple Application Process: The application process is straightforward and user-friendly.


  • Higher Interest Rates: Due to the convenience and speed, quick loans may come with higher interest rates.
  • Short Repayment Periods: Quick loans usually require faster repayment, which can be a strain on your budget.

Where to get a Quick loan

Credit Nigeria is your go-to platform for comparing quick loan offers from a variety of lenders across Nigeria. Our service helps you navigate the numerous options to find a quick loan that meets your immediate financial needs with the best possible terms.

How to get a Quick loan

  • Identify Your Need: Clearly define why you need a quick loan and how much you need.
  • Use Credit Nigeria: Leverage our platform to compare quick loan offers from different lenders.
  • Choose Wisely: Select the loan that offers the best terms and lowest interest rates.
  • Apply Online: Complete the application process on the lender’s website.
  • Receive Funds: Once approved, the loan amount is typically disbursed to your account swiftly.

How Credit Nigeria Works

Credit Nigeria is a modern online loan comparison platform that provides a safe and easy way to find loan offers you are eligible for, compare loan offers and select the loan offer to your liking.

After completing the loan comparison form, you will get a list of loan offers you are eligible for within seconds. 

It’s that fast, simple and all online.

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