Payday Loan - Find the Best Offers in Nigeria | Credit Nigeria

Payday Loan - Find the Best Offers in Nigeria

Get the best interest rates on a short-term collateral-free payday loan to carry you to your next payday
Let us help you find the best payday loan offer!
1. Fill in the loan application
The application form takes only a few minutes to fill in. After this, your application is sent to multiple lenders on your behalf.
2. Receive loan offers
Our partner lenders will be in touch with you directly with loan offers.
3. Get the money
If you choose to accept an offer, you will receive the money from the lender shortly after.


Need cash before your next payday?

Use Credit Nigeria to find the best payday loan offers available in Nigeria. Simply fill in the application and we will send it to our payday lender partners. You will get a list of loan offers from which you can select the best loan offer available for you.

Occasionally you might need a cash advance for something that just can’t wait until your next payday or monthly salary. This is the reality for many, and this is why a payday loan might be the right loan to carry you until your next paycheque. Payday loans in Nigeria are usually paid out quickly – if the loan amount is small these quick online loans can even be paid out on the same day as the application was filed.

Payday loan lenders in Nigeria will normally require you to be able to prove that you receive a regular salary – and this will mean you need to upload bank statements in order to complete the form.


What are payday loans?

A Payday loan in Nigeria is a short-term loan that is typically paid back from a portion of the borrower's income. The interest rate of the loan depends on the borrower's own income level and credit score.

How do payday loans work?

Due to the fact that a payday loan doesn’t require collateral, the interest rate of the loan will usually be higher than a collateral backed loan. Depending on the lender, the loan repayment might automatically be deducted from your upcoming income payments.

How to get payday loans?

A lender usually requires that you are employed and have a stable monthly income. Also, it is important not to have any history of defaults. Each lender has its own evaluation process and granting payday loans might differ between lenders.

Are payday loans legit/legal?

Payday loans are legal, but every borrower should carefully read the terms of the loan before committing to a loan. The interest rate of payday loans are usually high and are meant to be short-term, so it should be paid off as soon as possible.

How payday loans make money?

The lenders make their revenue through service charges and interest rate charges. It is really important to carefully read the terms before taking a loan. Make sure to calculate all charges and not just the interest rate.

Is payday loan online safe?

Applying for an online payday loan is generally safe, but be wary of online services that look dubious. We can only ensure the safety of your information on

Where to get payday loans

Most lenders offer their own versions of payday loans. However, the easiest way to get payday loan offers is to use the loan comparison service of Credit Nigeria.

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